Nine apps for tracking your net worth, from free dashboards to global wealth trackers: what each does best, its pros and cons, and a source for every fact. KeepUp makes this page and is one of the nine. None of the other apps pays KeepUp anything.
| If you want | Choose |
|---|---|
| See where your net worth ranks | KeepUp |
| A free tracker in the US | Empower |
| Budgeting and net worth in one app | Monarch |
| iPhone, iPad, and Mac | Copilot Money |
| Complex or global wealth | Kubera |
| Long-range forecasting | PocketSmith |
| Low-cost budgeting in the US and Canada | Quicken Simplifi |
| Your own spreadsheet | Tiller |
| Europe | Finary |
| App | Price | Countries | Currencies | Apps |
|---|---|---|---|---|
| Copilot Money | $109 a year or $18 a month. 1-month free trial | US accounts only | USD only, with no currency conversion | Web, iPhone, iPad, and Mac. No Android app |
| Empower | Free dashboard | Links US financial institutions only. Sign-up needs a US phone number | USD only. Other accounts can be added by hand | Web, iOS, and Android |
| Finary | Free for 2 linked accounts. Paid plans from €54.99 a year | Europe, plus large US and Canadian brokers | Multiple currencies, shown in EUR, USD, CHF, GBP, SGD, or CAD | Web, iOS, and Android |
| KeepUp | Free | US, Canada, UK, Switzerland, EU, and EEA | Any currency, converted into one display currency | Web app. iOS app in development |
| Kubera | $250 a year, or $2,500 a year for Black. 14-day trial | Banks and brokerages almost anywhere in the world | Multi-currency throughout. Can show net worth in Bitcoin | Web, iPhone, and Android |
| Monarch | $14.99 a month or $99.99 a year. No free plan | Built for US and Canadian accounts | No currency conversion. Monarch advises connecting only USD or CAD accounts | Web, iOS, and Android |
| PocketSmith | Free with manual imports. Paid plans from $9.99 a month, billed yearly | Banks worldwide. The cheapest paid plan connects one country | Multiple currencies, converted into one | Web, iOS, Android, and desktop |
| Quicken Simplifi | $84.99 a year or $9.99 a month in the App Store. No free trial | US and Canada | USD or CAD, one currency at a time | Web, iPhone, iPad, and Android |
| Tiller | $99 a year after a 30-day free trial | US only | USD only | Google Sheets or Excel. No native mobile app |
Best on Apple devices
Copilot Money is a budgeting and net worth app built for Apple devices. It tracks spending, investments, and crypto, and values your home through Zillow, for accounts at US institutions in US dollars.
Best free tracker in the US
Empower's free Personal Dashboard, formerly Personal Capital, tracks net worth, cash flow, and retirement for accounts at US institutions. Empower sells wealth management alongside it.
Best for Europe
Finary is a French wealth tracker. It connects European banks and brokers, plus large US and Canadian brokers, and tracks stocks, crypto, and real estate in several currencies. Plus members can compare their performance with the Finary community.
Best for seeing where your net worth ranks
KeepUp is a verified net worth ranking platform. It ranks your net worth among real people, overall and by country, region, and age, shows your percentile against your country's wealth data, and tracks every account in any currency. A Verified badge shows when 80% or more of your assets come from connected accounts.
Best for complex or global wealth
Kubera is a paid net worth tracker for complex, global portfolios: banks and brokerages almost anywhere, any currency, self-custody crypto, and entities and trusts. Club benchmarks show your growth and asset mix next to members in your net worth range.
Best for budgeting and net worth in one app
Monarch is a budgeting app that also tracks your net worth, for US and Canadian accounts.
Best for long-range forecasting
PocketSmith is a budgeting and forecasting app from New Zealand. It connects banks in many countries, converts every currency into one net worth, and projects your cash flow up to 60 years ahead on its top plan.
Best for low-cost budgeting in the US and Canada
Quicken Simplifi is a budgeting app from Quicken. It tracks net worth over time, investments, and home values through Zillow, for US and Canadian accounts.
Best for your own spreadsheet
Tiller puts your bank transactions and balances into your own Google Sheets or Excel workbook, with a net worth sheet that keeps your history.
Join KeepUp's public net worth leaderboard and rank against real people, not survey estimates. Anonymous by default. Free to start.
Best for FIRE and retirement projections. Free Basic plan, Premium $129 a year. It doesn't link accounts, so balances are entered by hand or through third-party plugins.
Best for an investor community and dividend analytics. Free plan with unlimited broker connections, Premium €89.99 a year. Automatic bank syncing works in Germany only.
Empower's dashboard is free for accounts at US institutions. KeepUp is free in every country it connects, in any currency, and also ranks your net worth. Finary and PocketSmith have free plans with limits: 2 linked accounts on Finary, and no bank connections on PocketSmith.
KeepUp connects accounts in the US, Canada, the UK, Switzerland, the EU, and the EEA. Kubera and PocketSmith connect banks in many countries, and Finary covers Europe plus large US and Canadian brokers. Monarch and Quicken Simplifi cover the US and Canada. Copilot Money, Empower, and Tiller are US only.
Yes, with KeepUp, Kubera, PocketSmith, or Finary, which convert every account into one display currency. Copilot Money, Empower, and Tiller work in US dollars only. Monarch and Quicken Simplifi work in US or Canadian dollars, without converting between them.
Yes. KeepUp connects to your accounts read-only, so it works alongside Monarch, Copilot Money, Quicken Simplifi, or Tiller. Keep budgeting there and use KeepUp to see where your net worth ranks.
For US users, KeepUp has a Marketplace of financial products matched to the portfolio you track. If you take one, the provider pays KeepUp a referral fee, and you never pay more. No provider learns anything about you unless you ask for an introduction. See the Advertiser Disclosure.
KeepUp can see your balances but can never move money: every connection is read-only, and there is no transfer, payment, or trading feature. You sign in to your bank on the bank's own page, so your login never reaches KeepUp. See the Security page.
Yes. You can download all of your data as JSON, or delete your account, at any time from your settings.
We picked the apps that independent reviews recommend most often for tracking net worth, plus Finary for Europe. Every fact comes from the app's own website or app store listing, checked on the date shown under Sources.
Written by KeepUp. Every other app named here is a trademark of its owner, and KeepUp is not affiliated with any of them. Something out of date? Email [email protected].