Monarch Money is a budgeting app that also tracks your net worth. KeepUp is a verified net worth ranking platform: it shows where your net worth ranks among real people and against your country's wealth data, and it tracks every account in any currency. Choose Monarch to budget. Choose KeepUp to see where you stand.
| Feature | KeepUp | Monarch Money |
|---|---|---|
| Net worth ranking | Leaderboard of real people, overall and by country, region, and age | Not offered |
| Compare with national wealth data | Your percentile in 37 countries, by age | Not offered |
| Verified net worth | Verified badge when 80% or more of your assets come from connected accounts | Not offered |
| Budgeting | Not offered | Budgets, spending categories, and cash flow |
| Currencies | Any currency, converted into one display currency | No currency conversion. Monarch advises connecting only USD or CAD accounts |
| Countries | US, Canada, UK, Switzerland, EU, and EEA | Built for US and Canadian accounts |
| Account connections | Read-only, through Plaid. Crypto exchanges through SnapTrade (US) | Through Plaid, Finicity, and MX |
| Apps | Web app. iOS app in development | Web, iOS, and Android |
| Price | Free | $14.99 a month or $99.99 a year. No free plan |
Join KeepUp's public net worth leaderboard and rank against real people, not survey estimates. Anonymous by default. Free to start.
Yes. KeepUp connects to your accounts read-only, so it works alongside a budgeting app. Keep budgeting in Monarch and use KeepUp to see where your net worth ranks.
For US users, KeepUp has a Marketplace of financial products matched to the portfolio you track. If you take one, the provider pays KeepUp a referral fee, and you never pay more. No provider learns anything about you unless you ask for an introduction. See the Advertiser Disclosure.
KeepUp can see your balances but can never move money: every connection is read-only, and there is no transfer, payment, or trading feature. You sign in to your bank on the bank's own page, so your login never reaches KeepUp. See the Security page.
Yes. You can download all of your data as JSON, or delete your account, at any time from your settings.
Facts about Monarch Money checked on November 3, 2026.
Written by KeepUp. Monarch Money is a trademark of its owner, and KeepUp is not affiliated with it. Something out of date? Email [email protected].