# KeepUp vs Kubera (2026)

Kubera is a paid net worth tracker for complex, global portfolios. KeepUp is a verified net worth ranking platform: it shows where your net worth ranks among real people and against your country's wealth data, and it tracks every account in any currency, for free. Choose Kubera for entities, trusts, and handing your portfolio to beneficiaries. Choose KeepUp to see where you stand.

| Feature | KeepUp | Kubera |
| --- | --- | --- |
| Compare with other people | Leaderboard of real people, overall and by country, region, and age | Club benchmarks: your growth and asset mix next to the median of members in your net worth range, once 500 members share it |
| Compare with national wealth data | Your percentile in 37 countries, by age | Not offered |
| Verified net worth | Verified badge when 80% or more of your assets come from connected accounts | Proof of Wealth: a signed, self-attested statement you share by link |
| Currencies | Any currency, converted into one display currency | Multi-currency throughout. Can show net worth in Bitcoin |
| Countries | US, Canada, UK, Switzerland, EU, and EEA | Banks and brokerages almost anywhere in the world |
| Account connections | Read-only, through Plaid. Crypto exchanges through SnapTrade (US) | Many aggregators, including Plaid, Mastercard, Yodlee, MX, and Salt Edge |
| Crypto | Coinbase, Binance, and Kraken accounts (US) | Major blockchains, exchanges, and wallets, including DeFi and NFTs |
| Beneficiaries | Not offered | Sends your portfolio to chosen beneficiaries if you go silent |
| Apps | Web app. iOS app in development | Web, iPhone, and Android |
| Price | Free | $250 a year, or $2,500 a year for Black. 14-day trial |

## Choose KeepUp if

- You want to know where your net worth ranks, among real people and against your country's wealth data.
- You want a Verified badge that shows your net worth comes from real accounts.
- You want a net worth tracker that is free.

## Choose Kubera if

- You hold wealth through trusts, LLCs, or several people, or across many countries.
- You hold crypto in self-custody wallets or DeFi.
- You want your portfolio passed to beneficiaries if something happens to you.

## Common questions

### Can I use KeepUp and Kubera together?

Yes. KeepUp connects to your accounts read-only, so it works alongside Kubera. Keep your full balance sheet in Kubera and use KeepUp to see where your net worth ranks.

### How can KeepUp be free?

For US users, KeepUp has a [Marketplace](/marketplace) of financial products matched to the portfolio you track. If you take one, the provider pays KeepUp a referral fee, and you never pay more. No provider learns anything about you unless you ask for an introduction. See the [Advertiser Disclosure](/advertiser-disclosure).

### Is it safe to connect my accounts to KeepUp?

KeepUp can see your balances but can never move money: every connection is read-only, and there is no transfer, payment, or trading feature. You sign in to your bank on the bank's own page, so your login never reaches KeepUp. See the [Security page](/security).

### Can I take my data with me if I leave?

Yes. You can download all of your data as JSON, or delete your account, at any time from your settings.

## More comparisons

- [KeepUp vs Monarch Money](/compare/keepup-vs-monarch)
- [KeepUp vs Empower](/compare/keepup-vs-empower)

## Sources

Facts about Kubera checked on November 3, 2026.

- [Kubera home page and pricing](https://www.kubera.com/)
- [Kubera Help: Your Club benchmarks](https://help.kubera.com/article/162-club-kubera)
- [Kubera: Proof of Wealth](https://www.kubera.com/proof-of-wealth)
- [Kubera: account aggregators and countries](https://www.kubera.com/blog/bank-investment-portfolio-auto-update)

Written by KeepUp. Kubera is a trademark of its owner, and KeepUp is not affiliated with it. Something out of date? Email [support@keepup.finance](mailto:support@keepup.finance).

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Source: https://keepup.finance/compare/keepup-vs-kubera · KeepUp