# 9 Best Net Worth Tracker Apps (2026)

Nine apps for tracking your net worth, from free dashboards to global wealth trackers: what each does best, its pros and cons, and a source for every fact. KeepUp makes this page and is one of the nine. None of the other apps pays KeepUp anything.

## Quick picks

| If you want | Choose |
| --- | --- |
| See where your net worth ranks | [KeepUp](#keepup) |
| A free tracker in the US | [Empower](#empower) |
| Budgeting and net worth in one app | [Monarch](#monarch) |
| iPhone, iPad, and Mac | [Copilot Money](#copilot) |
| Complex or global wealth | [Kubera](#kubera) |
| Long-range forecasting | [PocketSmith](#pocketsmith) |
| Low-cost budgeting in the US and Canada | [Quicken Simplifi](#simplifi) |
| Your own spreadsheet | [Tiller](#tiller) |
| Europe | [Finary](#finary) |

## The apps side by side

| App | Price | Countries | Currencies | Apps |
| --- | --- | --- | --- | --- |
| [Copilot Money](#copilot) | $109 a year or $18 a month. 1-month free trial | US accounts only | USD only, with no currency conversion | Web, iPhone, iPad, and Mac. No Android app |
| [Empower](#empower) | Free dashboard | Links US financial institutions only. Sign-up needs a US phone number | USD only. Other accounts can be added by hand | Web, iOS, and Android |
| [Finary](#finary) | Free for 2 linked accounts. Paid plans from €54.99 a year | Europe, plus large US and Canadian brokers | Multiple currencies, shown in EUR, USD, CHF, GBP, SGD, or CAD | Web, iOS, and Android |
| [KeepUp](#keepup) | Free | US, Canada, UK, Switzerland, EU, and EEA | Any currency, converted into one display currency | Web app. iOS app in development |
| [Kubera](#kubera) | $250 a year, or $2,500 a year for Black. 14-day trial | Banks and brokerages almost anywhere in the world | Multi-currency throughout. Can show net worth in Bitcoin | Web, iPhone, and Android |
| [Monarch](#monarch) | $14.99 a month or $99.99 a year. No free plan | Built for US and Canadian accounts | No currency conversion. Monarch advises connecting only USD or CAD accounts | Web, iOS, and Android |
| [PocketSmith](#pocketsmith) | Free with manual imports. Paid plans from $9.99 a month, billed yearly | Banks worldwide. The cheapest paid plan connects one country | Multiple currencies, converted into one | Web, iOS, Android, and desktop |
| [Quicken Simplifi](#simplifi) | $84.99 a year or $9.99 a month in the App Store. No free trial | US and Canada | USD or CAD, one currency at a time | Web, iPhone, iPad, and Android |
| [Tiller](#tiller) | $99 a year after a 30-day free trial | US only | USD only | Google Sheets or Excel. No native mobile app |

## Copilot Money

Best on Apple devices

Copilot Money is a budgeting and net worth app built for Apple devices. It tracks spending, investments, and crypto, and values your home through Zillow, for accounts at US institutions in US dollars.

### Pros

- A polished app for iPhone, iPad, and Mac
- Budgets that adapt to how you actually spend
- Home values from Zillow, with their history

### Cons

- US accounts and US dollars only
- No Android app
- No free plan

## Empower

Best free tracker in the US

Empower's free Personal Dashboard, formerly Personal Capital, tracks net worth, cash flow, and retirement for accounts at US institutions. Empower sells wealth management alongside it.

### Pros

- Free
- Retirement Planner, plus savings and debt paydown planners
- Budgeting and cash flow next to your net worth

### Cons

- Links US financial institutions only
- US dollars only
- Empower also sells paid advisory services

[KeepUp vs Empower, row by row](/compare/keepup-vs-empower)

## Finary

Best for Europe

Finary is a French wealth tracker. It connects European banks and brokers, plus large US and Canadian brokers, and tracks stocks, crypto, and real estate in several currencies. Plus members can compare their performance with the Finary community.

### Pros

- Deep coverage of European banks and brokers
- Crypto exchanges and wallets, and real estate
- Several display currencies

### Cons

- The free plan links 2 accounts
- Budgeting needs the €149.99 a year Plus plan
- Finary also sells crypto trading, life insurance, and wealth management

## KeepUp

Best for seeing where your net worth ranks

KeepUp is a verified net worth ranking platform. It ranks your net worth among real people, overall and by country, region, and age, shows your percentile against your country's wealth data, and tracks every account in any currency. A Verified badge shows when 80% or more of your assets come from connected accounts.

### Pros

- The only app here that ranks your net worth among real people
- Your percentile against national wealth data in 37 countries
- Free, in any currency

### Cons

- No budgeting
- No forecasting or retirement planning
- No mobile app yet. iOS app in development
- Crypto exchange connections in the US only

## Kubera

Best for complex or global wealth

Kubera is a paid net worth tracker for complex, global portfolios: banks and brokerages almost anywhere, any currency, self-custody crypto, and entities and trusts. Club benchmarks show your growth and asset mix next to members in your net worth range.

### Pros

- Banks and brokerages almost anywhere in the world
- Crypto wallets, DeFi, and NFTs
- Sends your portfolio to chosen beneficiaries if you go silent

### Cons

- $250 a year after a 14-day trial
- No free plan
- No budgeting

[KeepUp vs Kubera, row by row](/compare/keepup-vs-kubera)

## Monarch

Best for budgeting and net worth in one app

Monarch is a budgeting app that also tracks your net worth, for US and Canadian accounts.

### Pros

- Budgets, spending categories, and cash flow
- Connects through Plaid, Finicity, and MX
- Web, iOS, and Android

### Cons

- No free plan
- Built for US and Canadian accounts
- No currency conversion

[KeepUp vs Monarch, row by row](/compare/keepup-vs-monarch)

## PocketSmith

Best for long-range forecasting

PocketSmith is a budgeting and forecasting app from New Zealand. It connects banks in many countries, converts every currency into one net worth, and projects your cash flow up to 60 years ahead on its top plan.

### Pros

- Cash-flow projections up to 60 years ahead
- Banks in many countries
- Multiple currencies in one net worth

### Cons

- The free plan has no bank connections
- No share-level investment tracking
- The mobile apps have fewer features than the web app

## Quicken Simplifi

Best for low-cost budgeting in the US and Canada

Quicken Simplifi is a budgeting app from Quicken. It tracks net worth over time, investments, and home values through Zillow, for US and Canadian accounts.

### Pros

- A Spending Plan that adjusts as you spend
- Investments with cost basis and performance
- Home values from Zillow

### Cons

- US and Canadian accounts only, one currency at a time
- No free trial
- Net worth history starts when you join, unless you import past balances

## Tiller

Best for your own spreadsheet

Tiller puts your bank transactions and balances into your own Google Sheets or Excel workbook, with a net worth sheet that keeps your history.

### Pros

- Your data in your own spreadsheet
- Fully customizable
- Connects 10,000+ institutions through Yodlee and Plaid

### Cons

- US only
- Takes spreadsheet work
- Crypto and real estate by hand

## Also worth knowing

### ProjectionLab

Best for FIRE and retirement projections. Free Basic plan, Premium $129 a year. It doesn't link accounts, so balances are entered by hand or through third-party plugins.

### Getquin

Best for an investor community and dividend analytics. Free plan with unlimited broker connections, Premium €89.99 a year. Automatic bank syncing works in Germany only.

## Common questions

### What is the best free net worth tracker?

Empower's dashboard is free for accounts at US institutions. KeepUp is free in every country it connects, in any currency, and also ranks your net worth. Finary and PocketSmith have free plans with limits: 2 linked accounts on Finary, and no bank connections on PocketSmith.

### Which net worth trackers work outside the US?

KeepUp connects accounts in the US, Canada, the UK, Switzerland, the EU, and the EEA. Kubera and PocketSmith connect banks in many countries, and Finary covers Europe plus large US and Canadian brokers. Monarch and Quicken Simplifi cover the US and Canada. Copilot Money, Empower, and Tiller are US only.

### Can I track my net worth across currencies?

Yes, with KeepUp, Kubera, PocketSmith, or Finary, which convert every account into one display currency. Copilot Money, Empower, and Tiller work in US dollars only. Monarch and Quicken Simplifi work in US or Canadian dollars, without converting between them.

### Can I use a net worth tracker with a budgeting app?

Yes. KeepUp connects to your accounts read-only, so it works alongside Monarch, Copilot Money, Quicken Simplifi, or Tiller. Keep budgeting there and use KeepUp to see where your net worth ranks.

### How can KeepUp be free?

For US users, KeepUp has a [Marketplace](/marketplace) of financial products matched to the portfolio you track. If you take one, the provider pays KeepUp a referral fee, and you never pay more. No provider learns anything about you unless you ask for an introduction. See the [Advertiser Disclosure](/advertiser-disclosure).

### Is it safe to connect my accounts to KeepUp?

KeepUp can see your balances but can never move money: every connection is read-only, and there is no transfer, payment, or trading feature. You sign in to your bank on the bank's own page, so your login never reaches KeepUp. See the [Security page](/security).

### Can I take my data with me if I leave?

Yes. You can download all of your data as JSON, or delete your account, at any time from your settings.

## More comparisons

- [KeepUp vs Monarch](/compare/keepup-vs-monarch)
- [KeepUp vs Empower](/compare/keepup-vs-empower)
- [KeepUp vs Kubera](/compare/keepup-vs-kubera)

## Sources

We picked the apps that independent reviews recommend most often for tracking net worth, plus Finary for Europe. Every fact comes from the app's own website or app store listing, checked on the date shown under Sources.

### Copilot Money, checked on November 8, 2026

- [Copilot Money pricing](https://www.copilot.money/#pricing)
- [Copilot Money FAQ](https://www.copilot.money/faq)
- [Copilot Money on the App Store](https://apps.apple.com/us/app/id1447330651)
- [Copilot Help: international currency](https://help.copilot.money/en/articles/10715424-international-currency)
- [Copilot Help: real estate accounts](https://help.copilot.money/en/articles/8047816-real-estate-accounts)

### Empower, checked on November 3, 2026

- [Empower Personal Dashboard](https://www.empower.com/personal-investors/financial-tools)
- [Empower Support: Can I link an international account?](https://support-personalwealth.empower.com/hc/en-us/articles/201169680-Can-I-link-an-international-account-in-Empower-Personal-Dashboard)

### Finary, checked on November 7, 2026

- [Finary pricing](https://finary.com/en/pricing)
- [Finary Help: the free version's limits](https://help.finary.com/en/articles/9767248-limitations-on-adding-assets-with-the-free-version)
- [Finary Help: assets you can add](https://help.finary.com/en/articles/6525213-list-of-available-assets-you-can-add-on-finary)
- [Finary Help: default currency](https://help.finary.com/en/articles/6521853-manage-my-finary-account-s-default-currency)
- [Finary Plus](https://finary.com/en/finary-plus)

### Kubera, checked on November 3, 2026

- [Kubera home page and pricing](https://www.kubera.com/)
- [Kubera Help: Your Club benchmarks](https://help.kubera.com/article/162-club-kubera)
- [Kubera: Proof of Wealth](https://www.kubera.com/proof-of-wealth)
- [Kubera: account aggregators and countries](https://www.kubera.com/blog/bank-investment-portfolio-auto-update)

### Monarch, checked on November 3, 2026

- [Monarch pricing](https://www.monarch.com/pricing)
- [Monarch Help: International Accounts and Currency](https://help.monarch.com/hc/en-us/articles/360048393552-International-Accounts-and-Currency)
- [Monarch Help: Understanding Data Providers and Connections](https://help.monarch.com/hc/en-us/articles/33707613533972-Understanding-Data-Providers-and-Connections)

### PocketSmith, checked on November 8, 2026

- [PocketSmith plans](https://my.pocketsmith.com/plans)
- [PocketSmith Learn: multi-currency](https://learn.pocketsmith.com/multi-currency/6a6X8SseDBfyRznV6vJTS3/multi-currency-an-overview/6a6X8SseDAA5o85oTGHWtJ)
- [PocketSmith Learn: Net Worth report](https://learn.pocketsmith.com/net-worth-assets--debts/6a6X8SseDAohQfjgQVP5mj/net-worth-report-overview/6a6X8SseDBUex1KTwB6NTN)
- [PocketSmith Learn: investment accounts](https://learn.pocketsmith.com/net-worth-assets--debts/6a6X8SseDAohQfjgQVP5mj/managing-investment-accounts/6a6X8SseDCNBiAKmvJS9uG)
- [PocketSmith Learn: mobile apps](https://learn.pocketsmith.com/mobile--desktop-apps/6a6X8SseDAGPHm5D1QSQBH/mobile-overview-of-pocketsmith-mobile-apps/6FxpuR5tSasvyFExz2ZGGi)

### Quicken Simplifi, checked on November 8, 2026

- [Quicken Simplifi product page](https://www.quicken.com/products/simplifi/)
- [Quicken Simplifi on the App Store](https://apps.apple.com/us/app/id1449777194)
- [Simplifi Support: subscriptions](https://support.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions)
- [Simplifi Support: currencies](https://support.simplifi.quicken.com/en/articles/3828353-what-currencies-does-quicken-simplifi-support)
- [Simplifi Support: net worth](https://support.simplifi.quicken.com/en/articles/13337631-using-the-net-worth-feature)

### Tiller, checked on November 7, 2026

- [Tiller pricing](https://tiller.com/pricing/)
- [Tiller Help: what Tiller is](https://help.tiller.com/en/articles/3279649-what-is-tiller-and-how-does-it-work)
- [Tiller Help: supported institutions](https://help.tiller.com/en/articles/432693-tiller-supported-financial-institutions-and-accounts)
- [What's new in Tiller (2026)](https://tiller.com/whats-new-tiller-2026/)

### ProjectionLab, checked on November 7, 2026

- [ProjectionLab pricing](https://projectionlab.com/pricing)
- [ProjectionLab Help: plugins](https://projectionlab.com/help/plugins)

### Getquin, checked on November 7, 2026

- [Getquin pricing](https://www.getquin.com/pricing)
- [Getquin Help: cash accounts](https://help.getquin.com/en/articles/11999524-automatic-import-of-cash-accounts-for-networth)

Written by KeepUp. Every other app named here is a trademark of its owner, and KeepUp is not affiliated with any of them. Something out of date? Email [support@keepup.finance](mailto:support@keepup.finance).

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Source: https://keepup.finance/compare/best-net-worth-trackers · KeepUp